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No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

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USDA

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How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All About Belton

Belton, MO

Belton is a city in Cass County, Missouri, and part of the Kansas City metropolitan area. As of the 2000 census, the city had a population of 21,730.

According to the United States Census Bureau, the city has a total area of 13.4 square miles (34.8 km²), of which, 13.4 square miles (34.7 km²) of it is land and 0.04 square miles (0.1 km²) of it (0.30%) is water.

In Belton, you can enjoy the charm of a small town and still have all the amenities of the big city nearby. Belton is located only minutes from the finest social and recreational facilities Kansas City has to offer.

(source: https://www.mapquest.com/us/mo/belton-282040256)

Things To Do In Belton:

Come Spend A Day In Belton!

Belton, Grandview & Kansas City Railroad
The Belton, Grandview and Kansas City Railroad Co. is a short line passenger railroad and demonstration museum in Belton, Missouri, just south on US Hwy. 71 from the Kansas City Metro Area. The BG&KC offers excursions on our line running south from Belton on a 5 mile, 45 minute round trip.

Eagles’ Landing Golf Course
Eagles’ Landing Golf Course, formerly known as Belton Municipal Golf Course, was closed in. The driving range opened in 2007 and features hitting targets, a 32,000-square-foot grass hitting area, and AstroTurf hitting mats.

Cimarron Trails Park
Nestled in a quiet neighborhood in the northwest section of Belton, park amenities include a 40-by-20-foot pavilion with attached restrooms, sand volleyball court, basketball court, and individual play structures spaced throughout the 5-acre fenced area.

Country View Park of West Belton
Country View Park spans 10 acres with a basketball court, shelter house, and a large playground area.

Wallace Park
Facilities include the state-of-the-art High Blue Wellness Center, skate park, soccer fields, outdoor basketball courts, picnic shelter, pavilion with restrooms, sand volleyball, playground area, tennis courts, and 7/8-mile outside lighted walking trail.

sources:
(http://www.beltonparks.org)
(http://www.belton.org/BusinessDirectoryII.aspxlngBusinessCategoryID=23)

Education in Belton

About Belton Educational System

Educational Attainment

Cass County
  • 91.7% of Adults 25+ (2012 ACS 5yr) – H.S. Diploma or More
  • 22.3% of Adults 25+ (2012 ACS 5 yr) – Bachelor’s Degree or More

The Belton School District is Accredited with Distinction in Performance honors by the Missouri Department of Elementary and Secondary Education the past 3 years in a row.

  • 2012 Average ACT Score is 23
  • 95.4% Attendance Rating
Education
  • Belton School District
  • Heartland Christian School
  • Metropolitan Community College
  • Cavalry University
Higher Education in Close Proximity
  • University of Missouri – MU
  • University of Missouri – Kansas City
  • Avila University
  • Metropolitan Community College
  • Rockhurst University
  • Kansas City Art Institute
  • The University of Kansas
  • Johnson County Community College

(source: http://www.belton.org/index.aspx?NID=441)

 

Belton Image Gallery

History of Belton

Belton is rich in history!

Origins & Name
George W. Scott and William H. Colbern purchased about 80 acres of land on August 13, 1869, from Manzey Q. Ashby of Kentucky, who had received it a month earlier from the U.S. government. Scott and Colbern filed a plat for the 80 acres in December of 1871 and called the new town “Belton.” Belton was incorporated in 1872. It was named for one of Scott’s close friends, Captain Marcus Lindsey Belt, who helped Scott survey the land. The two had served in the Civil War together. Belton and its environs were settled largely by families from Kentucky.
The Shawnee
The Shawnee lived and owned land four miles west of Belton, just across the Missouri-Kansas border, on what was known as the Black Bob Reservation. Located in the southern part of Johnson County, Kansas, it was deeded to the Shawnees in the Treaty of May 10, 1844. Because of harassment from both sides at the beginning of the Civil War, the Shawnees abandoned their lands and settled in Indian Territory, now Oklahoma. At the end of the war, they found their lands in Kansas had been occupied by white settlers, and most Shawnee had to return to Indian Territory empty-handed.
First Trading Center
High Blue, two miles west of Belton on 58 Highway, was the community’s first trading center. It was about 1,200 feet above sea level, making it the highest point between Springfield and Liberty Memorial Hill in Kansas City. Belton is located on a ridge reaching to Lee’s Summit. All water north of Main Street flows into the Little Blue River east of Kansas City. All water flowing south of Main Street goes to the Grand River and then the Osage River, finally emptying into the Missouri River 10 miles east of Jefferson City.
Order Number 11
Following the sacking of Lawrence, Kansas in 1863 by Quantrill’s Raiders during the Civil War, the union commander in Kansas City, Brigadier General Thomas Ewing, issued the infamous Order Number 11. It decreed the depopulation within 15 days of an area 30 miles wide and 100 miles long south of the Missouri River on the western border of Missouri. The order affected 20,000 persons, who had to salvage what they could of clothing, personal belongings, and livestock to make a hasty move. Plundering and devastation followed. Union soldiers confiscated horses and wagons. Looting was rampant and torches were set to fields and homes. The area came to be known as the Burnt District and for 18 months was largely uninhabited. (source: http://www.belton.org/index.aspx?nid=165)

Belton Neighborhood

Check out Belton Neighborhood

Belton is a medium-sized city located in the state of Missouri. With a population of 23,168 people and six constituent neighborhoods, Belton is the 28th largest community in Missouri.

Unlike some cities, Belton isn’t mainly white- or blue-collar. Instead, the most prevalent occupations for people in Belton are a mix of both white- and blue-collar jobs. Overall, Belton is a city of sales and office workers, professionals, and service providers. There are especially a lot of people living in Belton who work in office and administrative support (16.28%), sales jobs (10.23%), and management occupations (8.09%).

Also of interest is that Belton has more people living here who work in computers and math than 95% of the places in the US.

The percentage of adults in Belton who are college-educated is close to the national average for all communities of 21.84%: 20.81% of the adults in Belton have a bachelor’s degree or advanced degree.

The per capita income in Belton in 2010 was $23,274, which is upper middle income relative to Missouri, and middle income relative to the rest of the US. This equates to an annual income of $93,096 for a family of four. However, Belton contains both very wealthy and poor people as well.

Belton is a somewhat ethnically-diverse city. The people who call Belton home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Belton residents report their race to be White, followed by Black or African-American. Important ancestries of people in Belton include Irish, English, Polish, and Italian.

The most common language spoken in Belton is English. Other important languages spoken here include Spanish and Gujarathi. (source: https://www.neighborhoodscout.com/mo/belton)

Molly Dean

Mortgage Banker  //  NMLS #259721

I started in mortgage banking in 2003 and eventually found my home here at Flat Branch Home Loans in 2023. The mortgage business is truly my passion. I love being able to help people buy a home for their family or their investment portfolio. Watching a person or family achieve the goal of homeownership is the BEST. Mortgage banking is more than just helping you buy a home to me. It is creating a lasting partnership with my clients and my referral partners that allow you to trust in me with your mortgage needs for life.

But, I am guessing you really clicked on my photo to learn more about me and who I am…..

I am a working mom and wife – and would not have it any other way.

I met my husband in 2009 and we married in 2011 and we welcomed Rhea Marie to the world in 2013.

When I married Josh and we had Rhea, I truly found my WHY. This little family of mine is the complete motivation I needed to grow my brand and my team to become the top local mortgage experts in the KC market.

I spend my days and nights coaching my clients about homeownership and my team about the mortgage business.

But, in my spare time, you will likely find me at the lake on the boat with family and friends. I love going to KC Royals baseball games, watching KU basketball, and watching Tom Brady play football. I love to visit my sis in Chicago or hit the blackjack tables in Vegas. But, most importantly, I love spending my free time with Josh, Rhea, and our 3 puppy dogs – Sammy, KC, and Charlie.

[email protected](913) 710-6445
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