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Mortgage Loans in Blue Springs

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Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More




Conditional Approval:

Clear to Close:



All About Blue Springs

Blue Springs, MO

Blue Springs was founded by pioneers in 1827 along the cooling spring waters of the Little Blue River. In the last 2 decades the city has grown to 54,148 residents holding the distinction of being the 7th largest city in Greater Kansas City. It offers all the excitement of metropolitan-style shopping and nightlife, with world-class sporting events, international conventions, all within 25 minutes drive, but when the day is through, the people of Blue Springs agree, there’s no other place they’d rather call home.

Blue Springs is a city located in the U.S. State of Missouri and within Jackson County. Blue Springs is located nineteen miles east of downtown Kansas City, Missouri. Blue Springs is the 8th largest city in the Kansas City Metropolitan Area. As of the 2010 United States Census the population was 52,575. CNN/Money Magazine ranked Blue Springs 49th on its list of the 100 Best Places to Live in the United States.(source:,_Missouri#Geography)

Education in Blue Springs

About Blue Springs Educational System

Board of Education Receives Magna Award
The Blue Springs School District’s Board of Education was recently named a 2017 Magna Award winner at the NSBA’s 2017 Annual Awards. For more than 20 years, the Magna Awards have recognized innovative school district programs supported by board governance. The Blue Springs Board of Education was honored for the Project ZAM (Zoo and Me) Program, which through a partnership with the Kansas City Zoo taught early childhood students about different zoo animals and provided kindergarten readiness skills. Congratulations to our outstanding school board.

Education Foundation Honors Members, Sponsors
The Blue Springs Education Foundation held its annual Spring Into Giving Breakfast on Tuesday. The event celebrates Foundation members, BSEF scholarship recipients and community leaders who make the organization possible. This year, the BSEF has received $105,000 which will go a long way in creating opportunity and making a difference for our students, staff, and schools. Special recognition was given to Julius Oswald of the law firm of Oswald, Roam & Rew. Mr. Oswald and his firm have been a dedicated supporter of the Blue Springs School District and Foundation member since its inception. Entertainment for the breakfast was provided by student speaker Tristan Burns of Valley View High School, Thomas Ultican Elementary’s Guys with Ties club and Blue Springs High School sophomore singer Sam Aubuchon.

Accent on Academics
Accent on Academics Week celebrates students, freshman through senior, who have excelled academically throughout their high school careers. Students are recognized for maintaining at least a cumulative 3.5 grade point average in high school. Ceremonies are held at the Blue Springs Freshman Center and at Blue Springs and Blue Springs South High Schools. The District will honor 1,636 high school students during Accent on Academics celebrations this week.

Elementary & Secondary Education
Families and students residing within the incorporated city limits of Blue Springs are served by 3 major public school districts:
Blue Springs R-4 School District
Lee’s Summit R-7 School District
Grain Valley R-5 School District
Post-Secondary Education
The Kansas City metro area is home to several post-secondary schools of varying sizes and disciplines.

Public Institutions
University of Kansas (KU)
University of Missouri (MU)
University of Missouri at Kansas City (UMKC)
Kansas State University (KSU)
Metropolitan Community College (MCCKCC)
Johnson County Community College (JCCC)

Things To Do In Blue Springs:

Come Spend A Day In Blue Springs!

Lake Remembrance
Located on 54 acres, Lake Remembrance has a fishing dock and a restroom. Small boats with electric motors are allowed on the lake, which is stocked with bass, catfish, crappie, and sunfish.

Landahl Park
Connecting parks and walking trails throughout Jackson County, Landahl Park is popular among outdoor enthusiasts throughout Missouri. Its paved trails are suitable for nature walkers, bicyclists, joggers and runners alike.

Blue Spring
Named the ‘Spring of the Summer Sky’ by the Osage Indians, Blue Spring is a spring known for its particularly clear water. The spring discharges 90 million gallons of water per day and is home to a variety of fish.

Parks & Recreation
The Parks & Recreation department of Blue Springs, MO operates 18 public parks and has 678 acres of park land located throughout the community. Services provided include the Blue Springs Fieldhouse, parks, trails, recreation programs, senior services, and online registrations.

Burr Oak Woods Conservation Area
Visitors can learn about the history of the native wildlife and plants at the exhibits at Burr Oak Woods Conservation Area. There are several trails for visitors to hike through that pass by forests, ponds, creeks, and limestone.

Lake Jacomo Marina
Located in Fleming Park, Lake Jacomo Marina is a boat rental facility with over 80 boats available for rent. Visitors can also fish from the marina’s docks in season, and purchase appropriate licenses at the marina.

Lunar Bowl
A 32-lane bowling center, Lunar Bowl offers open and league bowling with weekend cosmic bowling. The center provides a lounge with adult beverages, a high-definition projection screen for sports viewing, arcade games and live entertainment.

Blue Springs 8 Movie Theater
Featuring the most recent films and movie releases, Blue Springs 8 Movie Theater offers family fun and entertainment. Movie goers can also enjoy theater concessions such as popcorn, candy and soda.

RInk Ratz Skating Rink
Not only does Rink Ratz Skating Rink host standard skate-nights, but it also supports local schools and home-schoolers with fund-raising events. Concessions and frequent open sessions, dances, and discount days are available.

Blue Springs Historical Society & Museum
Blue Springs Historical Society & Museum is dedicated to the collection and restoration of historical artifacts relevant to the area. The museum is a seven-room home that was built in 1906 and offers weekly tours.(

Blue Springs Image Gallery

History of Blue Springs:

Blue Springs is rich in history!

Blue Springs’ history is tied to the migration of settlers on their westward journey. Pioneers found the area to be an ideal stopover due to the abundance of cool, clean water from a spring of the Little Blue River – hence the name Blue Springs. The presence of water and a need for pioneer supplies led to the construction of a grist mill and permanent settlement at the current site of the City’s Burrus Old Mill Park, on Woods Chapel Road.

The Jackson County Court granted the incorporation of Blue Springs on September 7, 1880, making the City the fourth settlement in the county. An early settler, Franklin Smith, arrived in Blue Springs from Virginia in 1838 and became a leading figure in the community’s development. He established the first post office in 1845, naming it after the well-known springs.

The settlement continued to grow near the springs until 1878, when the Chicago and Alton Railroad announced plans to build a station about one mile east of the original settlement. The Chicago & Alton Hotel built in 1878, located on Main Street west of the railroad tracks is the oldest business in the City of Blue Springs.

Until 1965, the Blue Springs City Hall was located in a very small block building under the old water tower on the northwest corner of 11th and Walnut Streets. From 1965 to 1968, the second City Hall was a metal building located in the 200 block of 11th Street, across the street from the former Blue Springs Post Office. It also has since been torn down. In 1968 the current City Hall was built at 903 W. Main Street as the Blue Springs Municipal Building. The Blue Springs Municipal Building held the Blue Springs Police Department in the lower level and city hall functions on the main level until 1988, when the Police Department moved to a new police station at 1100 SW Smith Street. The Municipal Building was remodeled in 1989 and was renamed the Blue Springs City Hall.

The June 1911 issue of Technical World magazine published an article claiming that Blue Springs “boasts of possessing the world’s champion marble players,” and published a picture of a competition. It named Dan Stanley, George Webb, George Binger, and Lynn Pryor as the best.

On May 24, 2012, Chris Oberholtz & Dave Jordan of KCTV5 reported that several residents had seen strange lights in the evening sky above Blue Springs.


Blue Springs Neighborhood

Check out Blue Springs Neighborhood

Blue Springs is a larger medium-sized city located in the state of Missouri. With a population of 54,148 people and 11 constituent neighborhoods, Blue Springs is the tenth largest community in Missouri.

Blue Springs real estate is some of the most expensive in Missouri, although Blue Springs house values don’t compare to the most expensive real estate in the U.S.

Blue Springs is neither predominantly blue-collar nor white-collar, instead having a mixed workforce of both blue-collar and white-collar jobs. Overall, Blue Springs is a city of sales and office workers, professionals, and service providers. There are especially a lot of people living in Blue Springs who work in office and administrative support (13.99%), sales jobs (10.86%), and management occupations (9.60%).

Also of interest is that Blue Springs has more people living here who work in computers and math than 95% of the places in the US.

The overall education level of Blue Springs citizens is substantially higher than the typical US community, as 32.17% of adults in Blue Springs have at least a bachelor’s degree, and the average American community has 21.84%.

The per capita income in Blue Springs in 2010 was $29,029, which is wealthy relative to Missouri, and upper middle income relative to the rest of the US. This equates to an annual income of $116,116 for a family of four. However, Blue Springs contains both very wealthy and poor people as well.

Blue Springs is a somewhat ethnically-diverse city. The people who call Blue Springs home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Blue Springs residents report their race to be White, followed by Black or African-American. Important ancestries of people in Blue Springs include Irish, English, Italian, and French .

The most common language spoken in Blue Springs is English. Other important languages spoken here include Spanish and Chinese. (source:

Molly Dean

Mortgage Banker  //  NMLS #259721

I started in mortgage banking in 2003 and eventually found my home here at Flat Branch Home Loans in 2023. The mortgage business is truly my passion. I love being able to help people buy a home for their family or their investment portfolio. Watching a person or family achieve the goal of homeownership is the BEST. Mortgage banking is more than just helping you buy a home to me. It is creating a lasting partnership with my clients and my referral partners that allow you to trust in me with your mortgage needs for life.

But, I am guessing you really clicked on my photo to learn more about me and who I am…..

I am a working mom and wife – and would not have it any other way.

I met my husband in 2009 and we married in 2011 and we welcomed Rhea Marie to the world in 2013.

When I married Josh and we had Rhea, I truly found my WHY. This little family of mine is the complete motivation I needed to grow my brand and my team to become the top local mortgage experts in the KC market.

I spend my days and nights coaching my clients about homeownership and my team about the mortgage business.

But, in my spare time, you will likely find me at the lake on the boat with family and friends. I love going to KC Royals baseball games, watching KU basketball, and watching Tom Brady play football. I love to visit my sis in Chicago or hit the blackjack tables in Vegas. But, most importantly, I love spending my free time with Josh, Rhea, and our 3 puppy dogs – Sammy, KC, and Charlie.

[email protected](913) 710-6445
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