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Mortgage Loans in Grain Valley

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!


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Mortgage Home Loan

How the process works



There are a few critical documents we will need to verify to start your process.  Learn More


The appraisal insures the home you are buying is worth the price that is being offered. Learn More

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More


Signing the final documentation and receiving the keys to your new home! Learn More




Conditional Approval:

Clear to Close:



All About Grain Valley

Grain Valley, MO

Welcome to the city of Grain Valley, Missouri! Conveniently located just 24 miles east of downtown Kansas City on Interstate 70, Grain Valley provides residents with easy access to shopping, dining and entertainment, yet, maintains the charm and friendliness of a smaller community. That’s why we’re one of Missouri’s fastest growing communities! In March 2015, the Kansas City Business Journal reported in Grain Valley as one of the fastest-growing area cities by 2014-2019 projected population growth.  Part of our success is credited to great schools, parks and neighborhoods, along with low crime, new infrastructure, and a wide variety of housing choices.

From youth sports leagues to special activities for senior citizens, Grain Valley offers enjoyment for all ages. A park, pool, and community center, along with baseball, softball, football and soccer fields give young and old alike the opportunity to stay active. Also, Grain Valley’s low crime rate makes the community a safe place to call home. Real estate blog Movoto recently named Grain Valley as Missouri’s sixth safest city, based on FBI crime data. In terms of housing choice, Grain Valley consistently ranks in the top tier of metropolitan suburbs by providing homes priced from $50,000 to $350,000, which assures opportunities for virtually every budget. Because the majority of the community’s neighborhoods were built within the past 15 years, Grain Valley’s modern infrastructure for water, sewer, storm water, and transportation are constructed to higher standards. (source:

Things To Do In Grain Valley:

Come Spend A Day In Grain Valley!

Pottery Palace
Arts & Entertainment
Pottery Palace is a brand new studio where you can come alone or with friends and family to paint your own pottery! Don’t be afraid to let your inner artist shine! We will have staff on hand to help with ideas as well as idea books to help get your creativeness flowing.

Justin Driver Photography
Arts & Entertainment
Local photographer based out of KC. We create authentic, beautiful pictures of any kind.

Adam’s Pointe Manor
Landmark & Historical Place

Thunder Valley Sand Drags
Race Track

Canoe Club
Bar & Grill

Porky’s Blazin Bar-B-Q
Barbecue Restaurant

Education in Grain Valley

About Grain Valley Educational System

The Grain Valley R-V School District serves Grain Valley, as well as parts of Blue Springs, Oak Grove, and unincorporated eastern Jackson County, in the State of Missouri. The district has an enrollment of over 4000 students in 2015, up from 1659 students in 2000.

The Grain Valley R-V School District is a school district in Grain Valley, Missouri, as well as parts of Blue Springs, Oak Grove, and unincorporated eastern Jackson County, in the U.S. state of Missouri. The district has an enrollment of over 4000 students, up from 1659 students in 2000.

Elementary schools
Matthews Elementary School
Prairie Branch Elementary School
Sni-A-Bar Elementary School
Stony Point Elementary School

Middle schools
Grain Valley South Middle School
Grain Valley North Middle School

High schools
Grain Valley High School


Grain Valley Image Gallery

History of Grain Valley:

Grain Valley is rich in history!

Formed from two smaller towns in 1878, Grain Valley has been a city rich with history. With the westward expansion of the United States and the purchase of the Louisiana Territory in 1803 by President Thomas Jefferson, this area was destined to be settled. The journey of Lewis and Clark through this area established Fort Point, which later became Fort Osage. This fort was established as a part of the U.S. factory system for the purpose of trading with Native Americans and pioneers in the area. The Osage tribe of Native Americans was located in this area. Their presence created an environment for trade that many Americans flocked to partake in. The abundance of animals for trapping and their valued furs caused Fort Osage to thrive. The settlements of Pink Hill and Stony Point were near this lively trading and trapping activity.

One of the towns from which Grain Valley grew was Pink Hill, which was located near the present Pink Hill Road north of Grain Valley, stated by Barbara Washburn, president of the Grain Valley Historical Society and a descendent of Britton Cappelle, founding citizen of Grain Valley. “Pink Hill was placed on the map by the United States Post Office in 1854, the year the town was born”, wrote Pearl Wilcox in her book, Jackson County Pioneers. Pink Hill was located twenty miles east of Independence, Missouri and three miles north of Oak Grove, Missouri. Wilcox described Pink Hill as a thriving village that had two woodworking shops owned by Squire William and Phil Sterns, a blacksmith shop owned by Michael Womacks, three general stores and many residences built by J.D. Wood. Erma Doty, a current resident of Grain Valley, wrote a history of Stony Point in 1934 while she was 12 years old and attended school at Stony Point. She is now a member of the Grain Valley Historical Society. Stony Point was located three miles south of Grain Valley. It was termed “Stony Point” because of the apparent numerous stones in the area. The Stony Point community was outstanding among all others because it could boast of having a school, church and store, or trading post as it was called in those days. There were only two trading posts in eastern Jackson County, one at Pink Hill and the other at Stony Point. Jacob “Jake” Gregg maintained both a post office and a trading post at Stony Point. (source:

Grain Valley Neighborhood

Check out Grain Valley Neighborhood

Grain Valley is a somewhat small city located in the state of Missouri. With a population of 13,379 people and three constituent neighborhoods, Grain Valley is the 58th largest community in Missouri.

Grain Valley real estate is some of the most expensive in Missouri, although Grain Valley house values don’t compare to the most expensive real estate in the U.S.

Grain Valley is neither predominantly blue-collar nor white-collar, instead having a mixed workforce of both blue-collar and white-collar jobs. Overall, Grain Valley is a city of sales and office workers, professionals, and service providers. There are especially a lot of people living in Grain Valley who work in office and administrative support (17.70%), management occupations (11.57%), and sales jobs (9.65%).

Also of interest is that Grain Valley has more people living here who work in computers and math than 95% of the places in the US.

Grain Valley is a small city, and as such doesn’t have a public transit system that people use to get to and from their jobs every day.

The overall education level of Grain Valley is somewhat higher than in the average US city of 21.84%: 27.15% of adults 25 and older in the city have at least a bachelor’s degree.

The per capita income in Grain Valley in 2010 was $24,251, which is upper middle income relative to Missouri, and middle income relative to the rest of the US. This equates to an annual income of $97,004 for a family of four. However, Grain Valley contains both very wealthy and poor people as well.

The people who call Grain Valley home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Grain Valley residents report their race to be White, followed by Black or African-American. Important ancestries of people in Grain Valley include Irish, English, Italian, and French . (source:

Molly Dean

Mortgage Banker  //  NMLS #259721

I started in mortgage banking in 2003 and eventually found my home here at Flat Branch Home Loans in 2023. The mortgage business is truly my passion. I love being able to help people buy a home for their family or their investment portfolio. Watching a person or family achieve the goal of homeownership is the BEST. Mortgage banking is more than just helping you buy a home to me. It is creating a lasting partnership with my clients and my referral partners that allow you to trust in me with your mortgage needs for life.

But, I am guessing you really clicked on my photo to learn more about me and who I am…..

I am a working mom and wife – and would not have it any other way.

I met my husband in 2009 and we married in 2011 and we welcomed Rhea Marie to the world in 2013.

When I married Josh and we had Rhea, I truly found my WHY. This little family of mine is the complete motivation I needed to grow my brand and my team to become the top local mortgage experts in the KC market.

I spend my days and nights coaching my clients about homeownership and my team about the mortgage business.

But, in my spare time, you will likely find me at the lake on the boat with family and friends. I love going to KC Royals baseball games, watching KU basketball, and watching Tom Brady play football. I love to visit my sis in Chicago or hit the blackjack tables in Vegas. But, most importantly, I love spending my free time with Josh, Rhea, and our 3 puppy dogs – Sammy, KC, and Charlie.

[email protected](913) 710-6445
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