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Mortgage Loans in Lee's Summit, MO

No matter what your situation is, there is a home financing solution for you. We are ready to guide you through your options and get you the best mortgage possible for your unique scenario!

Conventional

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FHA

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Rehab

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USDA

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Mortgage Home Loan

How the process works

1

Documentation

There are a few critical documents we will need to verify to start your process.  Learn More
2

Appraisal

The appraisal insures the home you are buying is worth the price that is being offered. Learn More
3

Initial Underwriting

The Underwriter will verify that all information is accurate and authentic. Learn More
4

Conditional Approval

Conditional Approval is granted when the Underwriter approves the loan under certain conditions. Learn More
5

Clear To Close

The Underwriter verifies that all documentation has been provided and all conditions have been met. Learn More
6

Closing

Signing the final documentation and receiving the keys to your new home! Learn More

Documentation:

Appraisal:

Underwriting:

Conditional Approval:

Clear to Close:

Closing:

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All About Lee’s Summit

Lee’s Summit, MO

Downtown Lee’s Summit has a unique variety of over 40 specialty retail shops plus several options for casual dining and entertainment.  A recently completed streetscape project has transformed downtown with street lights, banners, new trees and landscaping.

In 2010, Downtown Lee’s Summit Main Street was selected as a Great American Main Street Award Winner by the National Trust for Historic Preservation.

Lee’s Summit is a great place to live, work and play!  Our community’s success is built upon its ability to remain connected and to help one another. Check out our many ways of getting involved, by volunteering or attending a citizen’s academy.(source: http://cityofls.net/City-of-Lees-Summit/About-the-City/Downtown-Lees-Summit)

Things To Do In Lee’s Summit:

Come Spend A Day In Lee’s Summit!

Lake Lotawana Sportsman Club Trap
Visitors can receive complimentary trap lessons with one of the professional instructors at Lake Lotawana Sportsman Club Trap. The club has a range for visitors to practice their shooting skills with rifles and pistols.

Summit Lanes
Offering entertainment and fun for all ages, Summit Lanes is a popular weekend gathering for families and friends. Providing the latest technology and amenities, this bowling alley provides computerized scoring and glow in the dark seating.

Missouri Town 1855
The Missouri Town 1855 is composed of over 25 buildings that date from 1820-1860. The town is spread out across 30-acres and the furniture and equipment in the houses is original.

Dickinson Theatres
A subsidiary of B & B Theater, Dickinson Theaters features an array of popular movies. Other amenities at this location include stadium seating, 3D technology, digital sound and full-service concessions.

Sunset Trails Stables
An equestrian facility, Sunset Trails Stables offers riding lessons in various styles for students of all ages. The facility also offers trail rides, riding camps, and boarding services for horses.

Lake Jacomo Marina
Located in Fleming Park, Lake Jacomo Marina is a boat rental facility with over 80 boats available for rent. Visitors can also fish from the marina’s docks in season, and purchase appropriate licenses at the marina.

Fleming Park
Covering 9,500 acres of land and water bodies, the Fleming Park attracts each year more than 1,300,000 visitors. Among all the amenities in here, there can be remembered the fishing ponds, the full-service marinas, and the 4 soccer fields.

Parks & Recreation
The Parks & Recreation department of Blue Springs, MO operates 18 public parks and has 678 acres of park land located throughout the community. Services provided include the Blue Springs Fieldhouse, parks, trails, recreation programs, senior services, and online registrations.

Strikerz Entertainment Center
Featuring a variety of different attractions, Strikerz Entertainment Center is an indoor amusement complex. The facility features bowling, a video game arcade, laser tag, and a full service restaurant and bar. (source: http://www.tripbuzz.com/free-things-to-do/lees-summit-mo.)

Education in Lee’s Summit

About Lee’s Summit Educational System

Lee’s Summit is served by parts of three public school districts: Lee’s Summit R-VII School District, Blue Springs R-IV School District, Raymore-Peculiar R-II School District. Lee’s Summit has two religious private schools as well: Summit Christian Academy and Our Lady of Presentation Catholic School. Longview Community College is located on the extreme western edge of Lee’s Summit. The college is part of Metropolitan Community College (Kansas City) or MCC for short. It also is home to the Summit Technology Center which is a branch campus of the University of Central Missouri. Lee’s Summit is also home to a branch of Baker University.

The Lee’s Summit R-7 School District serves parts of Lee’s Summit, Kansas City, Missouri, rural eastern Jackson County and the entirety of Unity Village, Greenwood, Lake Winnebago, and Lake Lotawana in the State of Missouri. The district serves an area of approximately 117 square miles (300 km2) and has an enrollment of close to 18,000. Website is lsr7.org.

Elementary

  • Great Beginnings Early Education Center
  • Cedar Creek Elementary School
  • Greenwood Elementary School
  • Hawthorn Hill Elementary School
  • Hazel Grove Elementary School
  • Highland Park Elementary School
  • Lee’s Summit Elementary School
  • Longview Farm Elementary School

Middle Schools

  • Bernard C. Campbell Middle School
  • Summit Lakes Middle School
  • Pleasant Lea Middle School

High Schools

  • Lee’s Summit High School
  • Lee’s Summit West High School
  • Lee’s Summit North High School
  • Summit Ridge Academy
  • Summit Technology Academy
  • Miller Park Center

(source: https://en.wikipedia.org/wiki/Lee%27s_Summit,_Missouri#Education)

Lee’s Summit Image Gallery

History of Lee’s Summit:

Lee’s Summit is rich in history!

Over a hundred years ago, the small 11 block Town of Strother straddled the Missouri Pacific Railroad tracks. Today, that small town consists of 65.87 square miles and is known as the City of Lee’s Summit. In the late 1800’s, a man by the name of William B. Howard was drawn to this fertile, gently rolling prairie land with the dream of building a city. Today, over 95,000 residents have been enticed to this progressive, yet restful and family-oriented community atmosphere, with a unified dream to create a dynamic, vital city. From yesterday to today, the story of this once small town has been filled with the courage, dedication, and quiet determination of its citizens, making Lee’s Summit an ideal city in which to live and work.

On October 28, 1865, William B. Howard founded the Town of Strother by filing a plat containing the 11 blocks that currently encompass the downtown business district. At the time of incorporation, the population count stood at one hundred people. In November of 1868, the name was changed and the area incorporated as the “Town of Lee’s Summit”. Although the “Summit” portion of the name was obviously based on the fact the town’s elevation is the highest point on the railroad between Kansas City and St. Louis, there are numerous opinions and theories on the origin of “Lee”. According to one theory, the town was named after Civil War General Robert E. Lee, since incorporation took place shortly after the war and the majority of citizens migrated from the Southern states. However, another version suggests the town was named after a prominent early settler, Dr. Pleasant Lea. The discrepancy in the spelling of “Lea” has been attributed to railroad sign painters.

Lee’s Summit’s most infamous citizen was Cole Younger, called “The Last of the Great Outlaws” by author Homer Croy. According to history, soldiers drove Younger to a life outside the law after his father’s murder and subsequent robbery. While Union forces were enforcing Order #11, the command issued in 1862 ostensibly to burn homes belonging to those with Southern ties, Younger and his brothers were credited with saving some of the original homes within Lee’s Summit, the most prominent of which belonged to William B. Howard. Order #11 helped to unify the transplanted southern population in Missouri and compelled Younger to join the Confederate guerrilla band known as Quantrill’s Raiders. Cole Younger was arrested after an attempted bank robbery in Northfield, Minnesota. Following 25 years of imprisonment for his crimes, Cole Younger was paroled in 1901. Three years later, Younger returned to Lee’s Summit where he lived as a model citizen until his death in 1916. His grave is located in the Lee’s Summit Historic Cemetery. (source: http://cityofls.net/City-of-Lees-Summit/About-the-City/History)

Lee’s Summit Neighborhood

Check out Lee’s Summit Neighborhood

Lee’s Summit is a larger medium-sized city located in the state of Missouri. With a population of 95,094 people and 20 constituent neighborhoods, Lee’s Summit is the sixth largest community in Missouri.

Lee’s Summit real estate is some of the most expensive in Missouri, although Lee’s Summit house values don’t compare to the most expensive real estate in the U.S.

Lee’s Summit is a decidedly white-collar city, with fully 86.78% of the workforce employed in white-collar jobs, well above the national average. Overall, Lee’s Summit is a city of professionals, sales and office workers, and managers. There are especially a lot of people living in Lee’s Summit who work in office and administrative support (14.40%), management occupations (13.67%), and sales jobs (11.83%).

Also of interest is that Lee’s Summit has more people living here who work in computers and math than 95% of the places in the US.

Because of many things, Lee’s Summit is a great place for families with children to consider. First of all, many other families with children live here, making Lee’s Summit a place where both parents and children are more likely to develop social ties with other families, as well as find family-oriented services and community. The city’s good public school district and large population of college-educated adults provide an environment conducive to academic values. With regard to real estate, Lee’s Summit has a high rate of owner-occupied single family homes, which tends to reflect stability in the local community. Finally, Lee’s Summit’s overall crime rate is lower than average for the country.

Lee’s Summit is one of the most well-educated cities in the nation. 42.85% of adults in Lee’s Summit have at least a bachelor’s degree. Compare that to the average community in America, which has just 21.84% with a bachelor’s degree or higher.

The per capita income in Lee’s Summit in 2010 was $34,583, which is wealthy relative to Missouri and the nation. This equates to an annual income of $138,332 for a family of four. However, Lee’s Summit contains both very wealthy and poor people as well.

Lee’s Summit is a somewhat ethnically-diverse city. The people who call Lee’s Summit home describe themselves as belonging to a variety of racial and ethnic groups. The greatest number of Lee’s Summit residents report their race to be White, followed by Black or African-American. Important ancestries of people in Lee’s Summit include Irish, English, Italian, and French . (source: https://www.neighborhoodscout.com/mo/lees-summit)

Molly Dean

Mortgage Banker  //  NMLS #259721

I started in mortgage banking in 2003 and eventually found my home here at Flat Branch Home Loans in 2023. The mortgage business is truly my passion. I love being able to help people buy a home for their family or their investment portfolio. Watching a person or family achieve the goal of homeownership is the BEST. Mortgage banking is more than just helping you buy a home to me. It is creating a lasting partnership with my clients and my referral partners that allow you to trust in me with your mortgage needs for life.

But, I am guessing you really clicked on my photo to learn more about me and who I am…..

I am a working mom and wife – and would not have it any other way.

I met my husband in 2009 and we married in 2011 and we welcomed Rhea Marie to the world in 2013.

When I married Josh and we had Rhea, I truly found my WHY. This little family of mine is the complete motivation I needed to grow my brand and my team to become the top local mortgage experts in the KC market.

I spend my days and nights coaching my clients about homeownership and my team about the mortgage business.

But, in my spare time, you will likely find me at the lake on the boat with family and friends. I love going to KC Royals baseball games, watching KU basketball, and watching Tom Brady play football. I love to visit my sis in Chicago or hit the blackjack tables in Vegas. But, most importantly, I love spending my free time with Josh, Rhea, and our 3 puppy dogs – Sammy, KC, and Charlie.

[email protected](913) 710-6445
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